- The plan will never have a cash in value.
- If you stop paying premiums the policy will lapse and you’ll get nothing back.
- You must tell if you start to live abroad.
- It is very important to answer all questions truthfully and accurately otherwise the policy may not pay out in the event of a claim. If you are in any doubt as to what should be disclosed please just disclose it anyway.
- To make a claim you will need to contact the company at the address/telephone number shown in their key features document. This also sets out the tax treatment of your policy and details about putting your plan into trust.
- You must tell if there are any changes in your circumstances between now and the start date of your policy.
- Suicide within the first 12 months is not covered.
