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MetLife MultiProtect offers 24/7 Worldwide Cover for when you are working or playing non professional sport.

Get the freedom to enjoy life without the worry of what might happen if you’re ill, injured or need to spend time in hospital.

£

Child Cover
Active Lifestyle Cover
Healthcare Cover

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Policy Documents

Brochure Terms & Conditions Case Studies & Testimonials Save On Life Key Facts Product Summary And Key Facts

Core Cover
Broken bones
Major (arm, ankle, back, cranium, hip, leg, mandible, neck, pelvis, shoulder or wrist) £750 £1,500 £2,250 £3,000 £3,750
Minor (any other) excluding the nose £150 £300 £450 £600 £750
Hospitalisation (per 24-hour period) as a result of accident or sickness
Hospital admission due to sickness is covered after you’ve had your policy for 12 months £50 £100 £150 £200 £250
Accidental permanent injury
Paralysis of limbs – total and irreversible £50,000 £100,000 £150,000 £200,000 £250,000
Blindness – permanent and irreversible in both eyes £40,000 £80,000 £120,000 £160,000 £200,000
Loss of hands or feet – permanent physical severance £40,000 £80,000 £120,000 £160,000 £200,000
Deafness – permanent and irreversible in both ears £40,000 £80,000 £120,000 £160,000 £200,000
Loss of use of elbow, hip, shoulder, knee, ankle, wrist £20,000 £40,000 £60,000 £80,000 £100,000
Loss of one hand or foot – permanent physical severance £20,000 £40,000 £60,000 £80,000 £100,000
Loss of thumb £10,000 £20,000 £30,000 £40,000 £50,000
Deafness – permanent and irreversible in one ear £10,000 £20,000 £30,000 £40,000 £50,000
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £10,000 £20,000 £30,000 £40,000 £50,000
Blindness – permanent and irreversible in one eye £10,000 £20,000 £30,000 £40,000 £50,000
Loss of speech – permanent and irreversible £10,000 £20,000 £30,000 £40,000 £50,000
Third-degree burns – covering 20% of the body’s surface area £10,000 £20,000 £30,000 £40,000 £50,000
Loss of finger or toe £2,500 £5,000 £7,500 £10,000 £12,500
Total permanent disablement (bodily injury only)
£50,000 £100,000 £150,000 £200,000 £250,000
Accidental death
£40,000 £80,000 £120,000 £160,000 £200,000
Funeral benefit
Within 1 year Premiums refunded Premiums refunded Premiums refunded Premiums refunded Premiums refunded
Year 2 £1,000 £2,000 £3,000 £4,000 £5,000
Years 3 - 4 £1,500 £3,000 £4,500 £6,000 £7,500
Year 5 + £2,000 £4,000 £6,000 £8,000 £10,000
Child Cover
Broken bones
Major (arm, ankle, back, cranium, hip, leg, mandible, neck, pelvis, shoulder or wrist) £250 £500 £750 £1,000 £1,250
Minor (any other) excluding the nose £50 £100 £150 £200 £250
Hospitalisation (per 24-hour period) as a result of accident or sickness
Hospital admission due to sickness is covered after you’ve had your policy for 12 months £20 £40 £60 £80 £100
Accidental permanent injury
Paralysis of limbs – total and irreversible £5,000 £10,000 £15,000 £20,000 £25,000
Blindness – permanent and irreversible in both eyes £4,000 £8,000 £12,000 £16,000 £20,000
Loss of hands or feet – permanent physical severance £4,000 £8,000 £12,000 £16,000 £20,000
Deafness – permanent and irreversible in both ears £2,000 £4,000 £6,000 £8,000 £10,000
Loss of one hand or foot – permanent physical severance £2,000 £4,000 £6,000 £8,000 £10,000
Loss of use of elbow, hip, shoulder, knee, ankle, wrist £2,000 £4,000 £6,000 £8,000 £10,000
Loss of thumb £1,000 £2,000 £3,000 £4,000 £5,000
Deafness – permanent and irreversible in one ear £1,000 £2,000 £3,000 £4,000 £5,000
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £1,000 £2,000 £3,000 £4,000 £5,000
Blindness – permanent and irreversible in one eye £1,000 £2,000 £3,000 £4,000 £5,000
Loss of speech – permanent and irreversible £1,000 £2,000 £3,000 £4,000 £5,000
Third-degree burns – covering 20% of the body’s surface area £1,000 £2,000 £3,000 £4,000 £5,000
Loss of finger or toe £250 £500 £750 £1,000 £1,250
Total permanent disablement (bodily injury only)
£5,000 £10,000 £15,000 £20,000 £25,000
Cancer benefit
£5,000 £10,000 £15,000 £20,000 £25,000
Accidental death
£4,000 £8,000 £12,000 £16,000 £20,000
Active Lifestyle Cover
P
Ligament tears & tendon ruptures (Achilles, hamstring, ankle, quadricep, knee, rotator cuff, bicep) £1,000 £2,000 £3,000 £4,000 £5,000
Dislocations (excluding fingers, thumbs and toes) £1,000 £2,000 £3,000 £4,000 £5,000
Healthcare Cover
P
HIV, Septicaemia caused by MRSA, Hepatitis C, Bacterial Meningitis £10,000 £20,000 £30,000 £40,000 £50,000
Tuberculosis, Hepatitis B, Clostridium difficile infection £2,500 £5,000 £7,500 £10,000 £12,500
  • There is no funeral benefit under Child Cover.
  • Children are not covered under optional Active Lifestyle Cover or Healthcare Cover.
  • The Policy is provided by MetLife.
  • Please see the Policy Terms and Conditions for full details.