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MetLife EverydayProtect offers 24/7 Worldwide Cover for when you are working or playing non professional sport.

Get the freedom to enjoy life without the worry of what might happen if you’re ill, injured or need to spend time in hospital.

£

Child Cover Added
Active Lifestyle Cover Added
Healthcare Cover Added

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Core Cover
Broken bones
Major (arm, ankle, back, cranium, hip, leg, mandible, neck, pelvis, shoulder or wrist) £850 £1,600 £2,400 £3,200 £4,000
Minor (any other) excluding the nose £200 £400 £600 £800 £1,000
Hospitalisation (per 24-hour period) as a result of accident or sickness
Hospital admission due to sickness is covered after you’ve had your policy for 12 months £50 £100 £150 £200 £250
Accidental permanent injury
Paralysis of limbs – total and irreversible £50,000 £100,000 £150,000 £200,000 £250,000
Blindness – permanent and irreversible in both eyes £40,000 £80,000 £120,000 £160,000 £200,000
Loss of hands or feet – permanent physical severance £40,000 £80,000 £120,000 £160,000 £200,000
Deafness – permanent and irreversible in both ears £40,000 £80,000 £120,000 £160,000 £200,000
Loss of use of elbow, hip, shoulder, knee, ankle, wrist £20,000 £40,000 £60,000 £80,000 £100,000
Loss of one hand or foot – permanent physical severance £20,000 £40,000 £60,000 £80,000 £100,000
Loss of thumb £10,000 £20,000 £30,000 £40,000 £50,000
Deafness – permanent and irreversible in one ear £10,000 £20,000 £30,000 £40,000 £50,000
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £10,000 £20,000 £30,000 £40,000 £50,000
Blindness – permanent and irreversible in one eye £10,000 £20,000 £30,000 £40,000 £50,000
Loss of speech – permanent and irreversible £10,000 £20,000 £30,000 £40,000 £50,000
Third-degree burns – covering 20% of the body’s surface area £10,000 £20,000 £30,000 £40,000 £50,000
Loss of finger or toe £2,500 £5,000 £7,500 £10,000 £12,500
Total permanent disablement - unable to look after yourself ever again (bodily injury only)
£50,000 £100,000 £150,000 £200,000 £250,000
Accidental death
£40,000 £80,000 £120,000 £160,000 £200,000
Non-accidental death
Within 1 year Premiums refunded Premiums refunded Premiums refunded Premiums refunded Premiums refunded
Year 2 £1,000 £2,000 £3,000 £4,000 £5,000
Years 3 - 4 £1,500 £3,000 £4,500 £6,000 £7,500
Year 5 + £2,000 £4,000 £6,000 £8,000 £10,000
Child Cover
Broken bones
Major (arm, ankle, back, cranium, hip, leg, mandible, neck, pelvis, shoulder or wrist) £250 £500 £750 £1,000 £1,250
Minor (any other) excluding the nose £50 £100 £150 £200 £250
Hospitalisation (per 24-hour period) as a result of accident or sickness
Hospital admission due to sickness is covered once the Child Cover has been held for at least 12 months £20 £40 £60 £80 £100
Accidental permanent injury
Paralysis of limbs – total and irreversible £5,000 £10,000 £15,000 £20,000 £25,000
Blindness – permanent and irreversible in both eyes £4,000 £8,000 £12,000 £16,000 £20,000
Loss of hands or feet – permanent physical severance £4,000 £8,000 £12,000 £16,000 £20,000
Deafness – permanent and irreversible in both ears £2,000 £4,000 £6,000 £8,000 £10,000
Loss of one hand or foot – permanent physical severance £2,000 £4,000 £6,000 £8,000 £10,000
Loss of use of elbow, hip, shoulder, knee, ankle, wrist £2,000 £4,000 £6,000 £8,000 £10,000
Loss of thumb £1,000 £2,000 £3,000 £4,000 £5,000
Deafness – permanent and irreversible in one ear £1,000 £2,000 £3,000 £4,000 £5,000
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £1,000 £2,000 £3,000 £4,000 £5,000
Blindness – permanent and irreversible in one eye £1,000 £2,000 £3,000 £4,000 £5,000
Loss of speech – permanent and irreversible £1,000 £2,000 £3,000 £4,000 £5,000
Third-degree burns – covering 20% of the body’s surface area £1,000 £2,000 £3,000 £4,000 £5,000
Loss of finger or toe £250 £500 £750 £1,000 £1,250
Total permanent disablement - unable to look after yourself ever again (bodily injury only)
£5,000 £10,000 £15,000 £20,000 £25,000
Cancer - excluding less advanced cases
£5,000 £10,000 £15,000 £20,000 £25,000
Accidental death
£4,000 £8,000 £12,000 £16,000 £20,000
Active Lifestyle Cover
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Dislocations (excluding fingers, thumbs and toes) £1,000 £2,000 £3,000 £4,000 £5,000
Ligament tear - complete (grade 3) tear of knee or ankle joint ligament £1,000 £2,000 £3,000 £4,000 £5,000
Ligament tear - partial tear (grade 2) of knee or ankle joint ligament £500 £1,000 £1,500 £2,000 £2,500
Tendon rupture (to Achilles, hamstring, bicep brachii (upper arm), quadriceps, or rotator cuff) £1,000 £2,000 £3,000 £4,000 £5,000
Specialist Healthcare Cover
P
Human immunodeficiency virus (HIV), Septicaemia caused by methicillin-resistant Staphylococcus aureus (MRSA), Hepatitis C, Bacterial meningitis £10,000 £20,000 £30,000 £40,000 £50,000
Tuberculosis - excluding latent tuberculosis, Hepatitis B, Clostridium difficile infection £2,500 £5,000 £7,500 £10,000 £12,500
  • Non-accidental death benefit is not included under Child Cover.
  • Children are not covered under optional Active Lifestyle Cover or Healthcare Cover.
  • Limitations to benefits - In each policy year, Active Lifestyle Cover pays benefit for: dislocation; and/or one tendon rupture or grade 3 / grade 2 ligament tear.
  • Dislocations: only dislocations resulting in surgical intervention are covered.
  • Ligament tears: If benefit has previously been paid for a partial (grade 2) ligament tear in a policy year, benefit for a subsequent complete (grade 3) ligament tear in the same year will be the same as that paid for a partial (grade 2) ligament tear.
  • The benefit amounts payable for Core Cover are reduced by 50% from the policyholder’s 70th birthday.
  • The Policy is provided by MetLife.
  • Please see the Policy Terms and Conditions for full details.

    • Policy Documents

    Brochure Terms & Conditions Save On Life Key Facts Product Summary And Key Facts