Legal and General Over 50’s
life insurance

- Cover provided by Legal and General who have
been protecting customers for over 175 years
- Guaranteed Acceptance if your aged 50-80
- Full cash sum payable after just 1 year
- We compare the top UK insurers
- Premiums starting from £8 a month (depending on age)

COMPARE OVER 50S LIFE INSURANCE QUOTES FROM LEADING UK INSURERS INCLUDING….

Compare quotes from leading UK insurers including…

save on life - AIGsave on life - LVsave on life - legal & generalsave on life - engage mutual assurancesave on life -shepherds friendly save on life - aviva

Features of Life Insurance for the Over 50s

- Fixed Monthly Premiums – All our top insurers fix your premium for the life of the policy
- Guaranteed pay out – Whole of Life Insurance so no risk of you outliving a term
- Free after 90 – If you live past 90, you will be still be covered but you won’t have to make any more premiums
- Guaranteed Acceptance – No health or medical questions to answer
- Trust Service – For no extra cost our experts can help you put your policy in trust meaning no Inheritance Tax to pay

Important Information From Legal and General

A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
After your 90th birthday you will stop paying premiums but your cover will continue.
If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
This is not a savings or investment product and has no cash value until a valid claim is made.
On fixed plans inflation will reduce the buying power of your cash sum in the future.

With the Increasing Plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5. If you’re worried you won’t be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum and premium will remain fixed at that point. If you decline, inflation will reduce the buying power of the cash sum in the future. You won’t be able to increase your cash sum or premium in future years.

”Spoke with Killian this afternoon and can thoroughly recommend speaking to him if you want a great mixture of humour and professionalism and get a service that is recommended especially with you in mind. Thank you” Suzanne Ormond, 02/05/2017
”Spoken to Marcus Campbell regarding a life insurance policy, he was very professional and thorough with the information that he gave me, while remaining human and friendly. Will recommend the company to friends and colleagues.” Christine Jenkins, 21/04/2017
”No pressure just as I wanted – extremely happy. Everything to suit my budget. Would be very happy to introduce my close friends and relatives.” Minnee Ramcharan, 27/09/2016
”Had a great chat with one of your advisors called Sarah Milligan…I was really impressed with her professional yet friendly nature, I can now sit back and relax that my life insurance cover was handled by such a great woman and I am covered with everything I require……thank you Sarah!! 5🌟 from me!” Jodie Lawrence, 28/03/2017
”First class service very friendly and helpful advisor John Lamb he talked me through everything and found the right product for what I needed would highly recommend this service and would definitely use them again if the need arised” Susan Ann Shaw, 15/02/2017
”Very helpful, clear, well explained and lovely to deal with” Mr Sullivan, 24/03/2016
”Very happy to have dealt with Andrew Laurenson today. Who immediately put me at ease before asking the sometimes awkward personal details life insurance requires. He was an absolute gem, a true credit to your company, very patient and very helpful in organising my life insurance policy. Would certainly recommend their services. I would urge people give them a shot if you or family are looking for Life/Accident insurance and need the assistance of a decent broker. Well done guys!” 25/05/2016
”Marcus was very helpful, thorough, patient and he explored all my needs and options. 10/10 service”, Emma Willoughby, 04/02/2016
”Fantastic service. Rang when said never too pushy – amazing” Anonymous, 26/09/2016
”I would score Andrew a 10/10 the options were well explained, clear and concise and he was patient”, Stephen Ashurst, 07/01/2016
”Great, quick and professional service. I appreciated the thoroughness and honesty of Andrew the consultant, especially after the poor experience I had with my previous broker I would highly recommend” 21/06/2016