Legal and General Over 50’s
life insurance

- Cover provided by Legal and General who have
been protecting customers for over 175 years
- Guaranteed Acceptance if you’re aged 50-80
- Full cash sum payable after just 1 year
- We compare the top UK insurers
- Premiums starting from £8 a month (depending on age)

COMPARE OVER 50S LIFE INSURANCE QUOTES FROM LEADING UK INSURERS INCLUDING….

Compare quotes from leading UK insurers including…

save on life - AIGsave on life - LVsave on life - legal & generalsave on life - engage mutual assurancesave on life -shepherds friendly save on life - aviva

Features of Life Insurance for the Over 50s

- Fixed Monthly Premiums – All our top insurers fix your premium for the life of the policy
- Guaranteed pay out – Whole of Life Insurance so no risk of you outliving a term
- Free after 90 – If you live past 90, you will be still be covered but you won’t have to make any more premiums
- Guaranteed Acceptance – No health or medical questions to answer
- Trust Service – For no extra cost our experts can help you put your policy in trust meaning no Inheritance Tax to pay

Important Information From Legal and General

A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
After your 90th birthday you will stop paying premiums but your cover will continue.
If you stop paying premiums before the end of your policy, your cover will end 30 days after your missed premium and you won’t get anything back.
This is not a savings or investment product and has no cash value until a valid claim is made.
On fixed plans inflation will reduce the buying power of your cash sum in the future.

With the Increasing Plan your cash sum is reviewed each year in line with the change in the Retail Prices Index (RPI). Premiums will also be reviewed each year and will increase by the change in RPI multiplied by 1.5. If you’re worried you won’t be able to afford the increases in premium, you can decline the increase following your annual review. If you do this the cash sum and premium will remain fixed at that point. If you decline, inflation will reduce the buying power of the cash sum in the future. You won’t be able to increase your cash sum or premium in future years.

”Sean Maclean was very helpful throughout the process and explained all options. Fantastic customer service.” Anonymous, 31/07/2018
”Lynn and Tim were excellent in the service they provided, Tim advised me which policies would suit my needs and re-evaluated my current cover, following this review I decided on 4 new policies, as my current ones fell short. One to primarily cover my young son if he suffered an accident and another to cover future IHT liabilities and 2 single life insurance policies for both me and my wife. Lynn has kept me informed every step of the way she has tirelessly chased my GP for our medical reports and continues to be a reliable point of contact for advice and support.” AJ, 13/06/2018
”There are not enough words to describe what a wonderful service you provided for me.Sean was brilliant and very patient with me as i am a pensioner and dont always understand things the first time around,thanks a million again Sean for sorting out my difficulty, a weight off my shoulders Thank you.” Barry Souden, 27/07/2018
”Sarah, Explanation was clear,friendly,good service,fantastic listener.10/10”, Tracy Lai, 24/05/2018
”I feel very happy with my decision to join MetLife. Firstly it was affordable and all my question or concerns were explained very well.” Claire T, 12/01/2018
”No pressure just as I wanted – extremely happy. Everything to suit my budget. Would be very happy to introduce my close friends and relatives.” Minnee Ramcharan, 27/09/2017
”Had a great chat with one of your advisors called Sarah Milligan…I was really impressed with her professional yet friendly nature, I can now sit back and relax that my life insurance cover was handled by such a great woman and I am covered with everything I require……thank you Sarah!! 5🌟 from me!” Jodie Lawrence, 28/03/2017
”I wanted to let you know I am extremely happy with the service Mellissa Lowrie provided when setting up our cover. I didn’t feel pressured about taking the cover like I did at the bank. Thanks again and I’ve recommended you to friends and family members.”, Wayne Kelsey, 29/03/2018