Benefits of Income Protection through SaveOnLife.co.uk

Whether you’re an employee with limited sick pay or self-employed with no personal cover, Income Protection pays you a tax-free monthly amount if you can’t work because of an accident or sickness.

These payments can help you protect your finances while you recover. You can use the money for everyday essentials such as bills, mortgage repayments, rent, or childcare costs. As a result, you can focus on getting better instead of worrying about your income.

In addition, because the payments are tax-free, they can replace most of your usual salary.

Many people also refer to this type of cover as loss of income insurance, salary protection, sickness insurance, wage protection, or income insurance. All of these terms mean the same thing — a policy that helps you keep paying your bills even when you can’t work due to illness or injury.

How Income Protection helps

If you’re off work because of sickness or injury, your policy provides a regular, tax-free monthly income.

This income can help you stay on top of your:
 🏠 Mortgage or rent
 💡 Household bills
 🛒 Food and childcare costs

Because your payments are tax-free, they’re designed to replace most of your take-home pay.

Ultimately, whether you receive limited sick pay or none at all, Income Protection gives you a reliable financial safety net. It ensures that you can recover with confidence, not financial stress.

Key Benefits

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