Your Life Insurance Quote Summary

Summary

Premium

Term

Sum Assured

Cover Basis

Applicant Details

Applicant Name

Date of Birth

Smoking Status

Your Personalised Illustration

If you would like to change the monthly premium or amount/length of cover please click to amend your quote details. If any of your personal details are incorrect please click to re-enter these which may result in a different premium being quoted.

Significant exclusions and limitations

The plan will never have a cash in value.
If you stop paying premiums the policy will lapse and you’ll get nothing back.
You must tell if you start to live abroad.
It is very important to answer all questions truthfully and accurately otherwise the policy may not pay out in the event of a claim. If you are in any doubt as to what should be disclosed please just disclose it anyway.
To make a claim you will need to contact the company at the address/telephone number shown in their key features document. This also sets out the tax treatment of your policy and details about putting your plan into trust.
You must tell if there are any changes in your circumstances between now and the start date of your policy.
Suicide within the first 12 months is not covered.

Documents

For your Cignpost Life application

Before you complete your application please confirm that your answers to the following medical questions are correct otherwise the policy may not pay out in the event of a claim

Q1. Do you have (or have you ever had) any form of cancer, heart disease or disorder (including angina and heart attack), diabetes, stroke, HIV, hepatitis B or hepatitis C?

Answer: No

Q2. Are you currently visiting any doctor other than your own GP, on an ongoing basis for any medical condition (you can ignore blood pressure, cholesterol, physiotherapy, osteopathy, podiatry, infertility or glaucoma)?

Answer: No

Q3. In the last 2 years have you had any abnormal test result which required more than one follow up visit with a doctor, consultant or other health professional?

Answer: No

Q4. In the last 12 months have you had any unexplained symptoms for which you are still under investigation or have not yet sought medical advice for? This includes unexplained bleeding, weight loss or a lump or growth, numbness or tingling?

Answer: No

Q5. Are you currently awaiting results of any tests or investigations?

Answer: No

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Before You Start

I have read my personalised Demands And Needs Letter

I have read and confirm the details in my Application Summary.

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We are now redirecting you to the Cignpost website so you can complete your application

Summary

Applicant Details

Your Personalised Illustration

Significant exclusions and limitations

Documents

For your Cignpost Life application

Before You Start

Update Medical Questions