Lifetime Mortgages

A Lifetime Mortgage allows you to unlock the cash in your home.
This can be used for whatever you choose from home
improvements and holidays to clearing off debt.

- Achieve financial freedom
- Continue to live in your own home
- Release from £5000-£500,000 (Age dependent)
- Expert, local, independent advice
- Free, no obligation quotes

COMPARE EQUITY RELEASE FROM LEADING UK PROVIDERS INCLUDING….

Compare quotes from leading UK providers including…

more2lifesave on life - LVsave on life - legal & generalsave on life - one familysave on life - retirement advantage save on life - aviva

What is a Lifetime Mortgage?

A lifetime mortgage is a popular type of equity release. It’s a long-term loan which is secured on your property. The amount you can borrow depends on your age and the value of your property and you won’t have to make any repayments before the end of the plan.  Therefore, it allows you to benefit from your homes inherent value now, without having to move from your home.

Why use Equity Release?

People choose to use Equity Release for many reasons. There’s absolutely no restriction on what you use your money for. Remember that part. It’s your money. The equity release plan frees up cash from your home and lets you spend it your way. It can be a fantastic method of easing any financial worries and improving you lifestyle.

Our clients have used their equity money on many useful and practical things, including:

-  Home improvements, a new car, caravan or holiday home
-  A special holiday of a lifetime
-  Private medical care
-  Helping family members
-  Repaying an existing mortgage and settling outstanding debt
-  Generating monthly income

Q1_EquityRelease
Source: Key Retirement Q1 2016

Guarantees and Safeguards

- Remain in their property for life
- Clear and simple presentation of products
- Right to move without financial penalty
- No negative equity guarantee (terms and conditions available on request)
- ERC certificate showing the terms and conditions and impact of ER on their estate

Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration.

”Sean Maclean was very helpful throughout the process and explained all options. Fantastic customer service.” Anonymous, 31/07/2018
”Lynn and Tim were excellent in the service they provided, following this review I decided on 4 new policies, as my current ones fell short. One to primarily cover my young son if he suffered an accident and another to cover future IHT liabilities and 2 single life insurance policies for both me and my wife. Lynn has kept me informed every step of the way she has tirelessly chased my GP for our medical reports and continues to be a reliable point of contact for advice and support.” AJ, 13/06/2018
”Yesterday I spoke to Sean MacLean regarding life insurance. He explained all the options/policies available and then he helped me process an application for the life insurance I wanted. I got a far better deal on the insurance policy than I could get through the comparison sites (I checked). Very knowledgeable, pleasant and easy company to deal with.” Andrew McE, 18/11/2018
”Excellent service & very helpful & accommodating staff. Thanks Lynn for all your assistance & guidance in setting up the policy for my Mum. Also Katie thanks for your assistance”, Abhi, 18/02/2019
”I feel very happy with my decision to join MetLife. Firstly it was affordable and all my question or concerns were explained very well.” Claire T, 12/01/2019
”Very pleased with my Aig life policy. Excellent customer service provided by Lynn. She kept me updated throughout the process and was extremely professional.” Peter Hutchings, 14/03/2019
”Gary helped me with protection on my recent mortgage, very helpful and no bother at all, also helped me set up a MetLife plan which I had never heard of till I spoke to Gary.” Anonymous, 04/03/2019
”Excellent service by Lynn, who made everything clear to me and got me set up with no problems. Thank you!”, Malcolm, 28/02/2019