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Features of Life Insurance for the Over 50s
Fixed Monthly Premiums – All our top insurers fix your premium for the life of the policy
Guaranteed pay out – Whole of Life Insurance so no risk of you outliving a term
Guaranteed Acceptance Life Insurance for UK residents aged 50-85
Loved ones get a guaranteed cash payout when you die
Best Price Promise*
How much life cover do I need if I am over 50?
How much life cover you need when you’re over 50 depends on what you would like your payout to be used for.
For example, life insurance for over 50s is often used to help cover funeral costs, and the average cost of a funeral in the UK is £4,184. (This is based on the mean average of the cost of a burial and the cost of a cremation in the UK.)
Important Information
Guaranteed acceptance for UK residents aged 50 to 85 with no medical questions.
With some over 50s life insurance plans you could pay more in total than the plan pays out on your death.
If you die in the first 6, 12 or 24 months (depending on the provider) the plan may only pay out the premiums you’ve paid.
This is not a savings or investment product and has no cash value until a valid claim is made.
If you stop paying premiums before the end of your policy, your cover will end and you won’t get anything back.
*No Medical Questions on MetLife Multi-Protect (ages 18-59) or Whole of Life Over 50’s Policies (ages 50-85)
