Over 50’s life insurance
Guaranteed Acceptance if you’re aged 50-85
No Medical or Health Questions to answer
Best Price Promise means you will
never pay more than you need to
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Cover from only £5 per month
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Features of Life Insurance for the Over 50s
Fixed Monthly Premiums – All our top insurers fix your premium for the life of the policy
Guaranteed pay out – Whole of Life Insurance so no risk of you outliving a term
Free after 90 – If you live past 90, you will be still be covered but you won’t have to make any more premiums
Guaranteed Acceptance – No health or medical questions to answer
Trust Service – For no extra cost our experts can help you put your policy in trust meaning no Inheritance Tax to pay
Guaranteed acceptance for UK residents aged 50 to 85 with no medical questions.
With some over 50s life insurance plans you could pay more in total than the plan pays out on your death.
Unless you choose an index linked policy, your amount of insurance is fixed when your plan starts meaning inflation will, over time, reduce the value of the cash sum of your plan.
If you die in the first 12 or 24 months (depending on the provider) the plan may only pay out the premiums you’ve paid.
After your 90th birthday you will stop paying premiums but your cover will continue.
This is not a savings or investment product and has no cash value until a valid claim is made.
If you stop paying premiums before the end of your policy, your cover will end and you won’t get anything back.