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A quicker and smarter way to choose Over 50’s Life Insurance

Over 50’s.com have teamed up with leading online comparison specialists, Saveonlife.co.uk, who have already helped tens of thousands of UK residents get a great deal on their Over 50’s Life Insurance.

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Why choose an Over 50s Life Insurance plan?

As funeral costs rise, people are increasingly planning ahead to ease the financial burden for those left behind. By leaving some money to your loved ones when you die, you can have peace of mind your funeral costs are taken care of.

  • Protected Benefit – If you select an AIG Life plan, there is a guaranteed payout once you are halfway through the payment term, meaning if you don’t keep up repayments there is still a lump sum payment to your loved ones
  • Guaranteed Acceptance – No health or medical questions to answer
  • Peace of Mind – Give you and your family peace of mind expenses are taken care of
  • Easy process – you can be covered in just a few short minutes
  • Fixed Monthly Premiums – All our top insurers fix your premium for the life of the policy
  • Guaranteed pay out – Whole of Life Insurance so no risk of you outliving a term policy
  • Free after 90 – If you live past 90, you will be still be covered but you won’t have to make any more premiums
  • Trust Service – For no extra cost you can put your policy in trust meaning no Inheritance Tax or Probate Costs

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Important Information

Guaranteed acceptance for UK residents aged 50 to 85 with no medical questions.

With some over 50s life insurance plans you could pay more in total than the plan pays out on your death.

Unless you choose an index linked policy, your amount of insurance is fixed when your plan starts meaning inflation will, over time, reduce the value of the cash sum of your plan.

If you die in the first 12 or 24 months (depending on the provider) the plan may only pay out the premiums you’ve paid.

After your 90th birthday you will stop paying premiums but your cover will continue.

This is not a savings or investment product and has no cash value until a valid claim is made. With most providers if you stop paying premiums before the end of your policy, your cover will end and you won’t get anything back. The exception to this is plans with AIG Life. With their Protected Benefit amount there is a guaranteed pay out if premiums are no longer paid provided at least half of the premiums due between commencement of the cover and age 90 have been paid; we will simply pro-rata the sum assured in line with the premiums paid.

Instantly Compare, Quote and Buy Over 50’s Life Insurance

Search, compare and complete your over 50’s life insurance online