Gift Inter Vivos Life Insurance
Gift Inter Vivos Life Insurance provides a lump sum payout on death to help
cover a potential Inheritance Tax (IHT) liability.
Covers inheritance tax liability on a gift that’s been made
Decreasing cover in line with HMRC taper relief
Help writing into trust to keep proceeds outside your estate
Pays out a lump sum on death during the 7-year period
Lower cost than single lump sum coverage
Compare Gift Inter Vivos Life Insurance Quotes from leading UK insurers including….
Compare quotes from leading UK insurers including…
Gift Inter Vivos Life Insurance is designed to pay out a lump sum on death to cover an inheritance tax liability on a potentially exempt transfer.
Benefits of Gift Inter Vivos Life Insurance
If you die within seven years of making a gift, your beneficiaries could face an unexpected tax bill. Gift Inter Vivos Life Insurance is designed to cover this risk, ensuring the gift retains its full value.
Covers Inheritance Tax liability on lifetime gifts
Guaranteed premiums
7-year term, aligned with HMRC rules
Decreasing policy value, matching reducing tax exposure
Choice of monthly, yearly, or single premiums
Free trust service, potentially saving thousands in probate and IHT costs
No fees for using our comparison service
Compare Gift Inter Vivos Life Insurance Quotes
- Compare Gift Inter Vivos Life Insurance quotes from leading UK insurers in seconds.
- Independent comparison of the UK market
- Often cheaper than going direct
- FCA Authorised and Regulated
- Simple, fast, and secure quote process
Why Use a Gift Inter Vivos Policy?
Without cover, beneficiaries may need to sell assets or use their own funds to pay an Inheritance Tax bill if death occurs within seven years of making a gift.
Gift Inter Vivos Life Insurance:
- Protects beneficiaries from financial strain
- Ensures the gift retains its full value
- Provides certainty during the HMRC taper period
